How do I get money out of deceased bank account at Lloyds

If a person has passed away and had a bank account with Lloyds, the process for getting money out of their account will depend on whether or not they had a will.

If the deceased had a will:

• The executor of the estate, as named in the will, will need to present a certified copy of the death certificate and a grant of probate (or letters of administration, if there is no will) to Lloyds.
• Once the bank has verified these documents, they will release the funds in the account to the executor, who will then distribute them according to the terms of the will.

If the deceased did not have a will:

• An individual will have to apply to the probate court for letters of administration.
• Once they have that, they will need to show death certificate and letters of administration to the bank, and it should release the funds to the administrators of the estate.
• It's important to note that for bank account, if the account holder passed away and the account had a balance, the bank may freeze the account pending the presentation of the legal documents mentioned above.
• In case of any complexity, it's advisable to consult with a legal advisor or Lloyds bank's customer service representative to understand the specific process.